Which hotel chains take cash payments, what deposits to expect, and how to book without a credit card
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Hotels that accept cash include budget chains like Motel 6, Super 8, Red Roof Inn, and Extended Stay America. Most require a cash deposit of $50 to $200 per night for incidentals. For travelers who want to avoid cash deposits entirely, Travorio offers Sezzle Pay in 4 (0% interest, US/CA) and PayPal Pay Later as alternatives that work without a traditional credit card.
Hotels that accept cash payments exist across every price tier in the United States, Canada, and parts of Europe. Budget chains are the most reliable option: Motel 6, Super 8, Red Roof Inn, Econo Lodge, and Extended Stay America all accept cash at their front desks. Mid-range brands like La Quinta, Best Western, and some Holiday Inn Express locations also take cash, though policies vary by property.
Cash payment at hotels works differently from card-based booking. You cannot reserve a room online with cash. Instead, you walk in (or call ahead to confirm availability) and pay at the front desk during check-in. The hotel will require a cash deposit on top of the room rate, typically $50 to $200 per night, to cover incidentals like minibar charges, room damage, or smoking fees. This deposit is returned at checkout if no charges apply.
Luxury and upscale hotels rarely accept cash. Marriott, Hilton, and Hyatt corporate policies require a credit or debit card on file even if you pay the room rate in cash. Some franchise locations make exceptions, but corporate-managed properties almost never do. If you need a higher-end hotel without a credit card, consider Sezzle Pay in 4 on Travorio, which splits your bill into four interest-free payments using just a debit card.
Motel 6 is the most cash-friendly hotel chain in the US. All 1,400+ locations accept cash at check-in with no reservation required. The typical deposit is $50 per night, and rates start around $45 to $80 depending on the city. Motel 6 does not require a credit card on file if you pay cash upfront, including the deposit. Studio 6, the extended-stay brand under the same parent company, follows the same policy.
Super 8 by Wyndham accepts cash at most locations, but policies vary by franchise owner. Call ahead to confirm. Expect a deposit of $50 to $100 per night on top of the room rate. Red Roof Inn is another reliable cash-friendly chain with over 600 US locations. Their deposits range from $25 to $75 depending on the property. Econo Lodge and Rodeway Inn (both Choice Hotels brands) accept cash at select locations, usually with a $50 to $100 deposit.
Extended Stay America accepts cash at check-in for stays of any length. Weekly rates ($300 to $500 in most markets) make it popular with travelers on longer trips. The deposit is typically $100 to $150. Americas Best Value Inn and Knights Inn round out the budget options, with most locations accepting cash and deposits in the $50 range. For any of these chains, calling the specific property 24 hours before arrival is the safest approach to confirm cash acceptance and deposit amounts.
Mid-range hotel chains have inconsistent cash policies. La Quinta by Wyndham accepts cash at many franchise locations, but not all. Best Western allows individual properties to set their own rules, and roughly 60% of US locations accept cash with a deposit. Holiday Inn Express (IHG) varies widely: corporate locations rarely take cash, while franchise-owned properties sometimes do.
Marriott, Hilton, Hyatt, and IHG corporate-managed hotels require a credit or debit card on file at check-in regardless of how you pay for the room. Even if a Marriott front desk accepts cash for the room charge, they will still authorize $75 to $250 per night on a card for incidentals. This is a firm corporate policy, not a location-level decision. The same applies to boutique hotel groups like Kimpton, Canopy, and Curio Collection.
International chains follow similar patterns. In Europe, Ibis Budget and Premiere Classe (Accor brands) accept cash at most locations. In Mexico and Central America, cash is more widely accepted at all hotel tiers, though resort properties still prefer cards. In Japan, business hotels (Toyoko Inn, APA Hotel, Route Inn) routinely accept cash, and it is the preferred payment method at traditional ryokan guesthouses.
Cash deposits at hotels serve as security against incidental charges, room damage, and early departure fees. The deposit amount varies by chain and location but follows a general pattern. Budget hotels ($45 to $80/night) charge $25 to $75 per night in deposits. Mid-range hotels ($100 to $180/night) charge $75 to $150. Extended-stay properties charge $100 to $200 regardless of nightly rate.
The deposit is collected at check-in on top of the full room rate. For a three-night stay at Motel 6 at $60/night with a $50/night deposit, you would pay $330 in cash upfront ($180 room + $150 deposit). The deposit portion is returned at checkout, usually in cash from the register, after a room inspection. Some hotels mail a check within 7 to 14 business days instead of returning cash on the spot.
Deposit return timing is the biggest pain point with cash hotel stays. While credit card holds release automatically in 3 to 5 days, cash deposits require manual processing. If the front desk shift changes before you check out, the next clerk may need manager approval to return your deposit. Always get a receipt for your deposit at check-in, and keep it until the full amount is returned. If a hotel refuses to return your deposit without cause, contact the brand's corporate customer service line.
Step 1: Identify cash-friendly hotels in your destination. Search Travorio or Google Maps for budget chains (Motel 6, Super 8, Red Roof Inn, Extended Stay America) near your destination. Check the hotel's website or call the front desk directly to confirm they accept cash. Ask about the deposit amount and whether they require any form of ID beyond a government-issued photo ID.
Step 2: Call ahead or walk in. Most cash-accepting hotels do not offer online booking for cash payments. Call the property 12 to 24 hours before arrival to ask about availability and hold a room (some will hold until 6 PM without a card). Alternatively, walk in during afternoon hours (2 PM to 6 PM) when availability is highest. Avoid arriving late at night, as budget hotels in popular areas often sell out.
Step 3: Pay at the front desk. Bring enough cash to cover the full stay plus the deposit. Present a valid government photo ID (driver's license or passport). The front desk will process your payment, provide a receipt, and hand over your room key. Keep all receipts for your records.
Step 4: Recover your deposit at checkout. Check out during staffed hours (before 11 AM at most properties). Request your deposit refund in cash. If the clerk says they need to mail a check, ask to speak with the manager. Most properties can process cash refunds on the spot if you have your deposit receipt.
Cash works for walk-in bookings at budget chains, but it limits your options. You cannot book online, you cannot reserve premium hotels, and deposits tie up significant cash during your trip. Travorio offers several alternatives that work without a traditional credit card and still let you book from over 2 million hotels worldwide.
Sezzle Pay in 4 splits your hotel cost into four biweekly payments at 0% interest. Available to US and Canadian travelers, Sezzle requires only a debit card or bank account. A $400 hotel becomes four payments of $100. Your first payment is due at booking, and the remaining three are charged automatically every two weeks. No credit check, no hidden fees. This is the closest alternative to cash that still gives you full online booking access.
PayPal Pay Later works similarly but is available in more countries. If you have a PayPal account linked to your bank, you can split hotel payments into 4 interest-free installments. Travorio also accepts debit cards directly (Visa and Mastercard), prepaid cards (Green Dot, Bluebird, Chime), and over 100 cryptocurrencies including Bitcoin, Ethereum, and USDT. Each method appears at checkout so you can compare before paying.
Always carry more cash than you think you need. A three-night budget hotel stay can easily require $500 to $700 when you factor in room rates, deposits, meals, and transportation. Running short at check-in means losing the room. If carrying that much cash makes you uncomfortable, a prepaid Visa card loaded with the exact amount is a safer alternative that most cash-friendly hotels also accept.
Get everything in writing. When you pay cash, there is no digital trail through your bank. Ask for printed receipts at every transaction: check-in payment, deposit receipt, and checkout refund. Photograph each receipt with your phone as a backup. If a dispute arises later, your receipts are your only proof of payment.
Ask about the deposit return policy before paying. Some hotels return cash deposits at checkout with no issues. Others insist on mailing a check, which can take 2 to 4 weeks and requires a valid mailing address. A few deduct a flat processing fee ($10 to $25) from cash deposit refunds. Knowing the policy upfront lets you decide whether the hotel is worth the hassle or whether an alternative like Sezzle on Travorio would be simpler.
Cash-Friendly Hotel Chains: Deposit Comparison
Common questions answered clearly and concisely
Motel 6, Super 8, Red Roof Inn, Econo Lodge, Extended Stay America, Americas Best Value Inn, and Knights Inn accept cash at most US locations. La Quinta and Best Western accept cash at select franchise properties. Marriott, Hilton, and Hyatt require a credit or debit card on file even if you pay the room rate in cash.
Cash deposits range from $25 to $200 per night depending on the hotel. Budget chains like Motel 6 and Red Roof Inn charge $25 to $75 per night. Mid-range and extended-stay properties charge $100 to $200. The deposit is returned at checkout if no incidental charges apply.
Most online booking platforms require a card to complete a reservation. To pay cash, you typically need to call the hotel directly or walk in. Some properties will hold a room until 6 PM without a card if you call ahead. For online booking without a credit card, Travorio offers Sezzle Pay in 4 and PayPal Pay Later as alternatives.
Most budget hotels return cash deposits at checkout after a room inspection. Some properties mail a refund check within 7 to 14 business days instead. Always ask about the deposit return policy at check-in and keep your deposit receipt until the full amount is returned.
Hotels require a valid government-issued photo ID for all guests, regardless of payment method. A driver's license, state ID, or passport works at US hotels. International travelers should carry a passport. Some hotels also require a secondary form of ID or a local mailing address for cash-paying guests.
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